Uninsured Motorist Accident Lawyer in Houston and Bryan

Hit by a Driver Without Insurance? We’ll Fight for the Compensation You Deserve

Every driver in Texas is required to carry liability insurance—but not everyone follows the law. If you’ve been hit by an uninsured or underinsured driver, you may feel overwhelmed, confused, and worried about who will pay for your injuries. At Calderon Legal Group, we help victims like you pursue justice and compensation—even when the at-fault driver is uninsured.

Why Choose Calderon Legal Group?

With offices in Houston and Bryan/College Station, we represent clients throughout Texas who have been injured in car accidents involving uninsured or underinsured motorists. We offer:

  • Extensive experience in complex insurance claims
  • Personalized attention and aggressive representation
  • Contingency fees – you pay nothing unless we win

We are committed to protecting your rights. Learn more about our auto accident legal services.

Understanding Uninsured & Underinsured Motorist Coverage (UM/UIM)

In Texas, your own insurance policy may include UM/UIM coverage, which protects you when:

  • The at-fault driver has no insurance
  • The at-fault driver doesn’t have enough coverage to pay your damages
  • You are the victim of a hit-and-run accident


Even though this coverage is meant to protect you, insurance companies often fight these claims. That’s where we step in—to demand what you’re rightfully owed.

What Damages Can You Recover?

If you’re injured by an uninsured or underinsured driver, you may be entitled to compensation for:

  • Medical expenses (current and future)
  • Lost wages and diminished earning capacity
  • Pain and suffering
  • Property damage
  • Emotional distress

Explore more on our Personal Injury page for types of recoverable damages.

Common Injuries in Uninsured Motorist Accidents

Even low-speed crashes can result in significant trauma. We frequently handle cases involving:

  • Whiplash and neck injuries
  • Broken bones and fractures
  • Spinal cord and back injuries
  • Traumatic brain injuries (TBI)
  • Emotional trauma or PTSD

Need emergency help with your case? Call us now at (832) 261-5500 or contact us online.

How Calderon Legal Group Builds Your Case

We will take immediate steps to:

  • Review your auto insurance policy for available UM/UIM coverage
  • File a claim and negotiate with your insurance provider
  • Investigate the accident thoroughly, including hit-and-run scenarios
  • Prepare your case for trial if the insurer refuses to pay fairly

Read more about how to handle Uninsured Motorists claims.

Our team takes a proactive approach and doesn’t back down from difficult insurance companies.

What to Do If You’ve Been Hit by an Uninsured Driver

  1. Call 911 and get medical attention
  2. Document the scene with photos and witness statements
  3. File a police report
  4. Contact your insurance provider
  5. Call Calderon Legal Group to protect your rights


Do not accept a quick payout without speaking to an injury lawyer first. You may be entitled to far more than the insurance company offers.